VASP 2025 Compliant

The Future of
Cross-Border Settlements.

Institutional Infrastructure for Frictionless Global Value.

Sub-second global settlements with 0% fees. Institutional liquidity at the speed of light.

Real-time Execution
0% Settlement fees via $BAR
Move value across borders in seconds
Reduce FX exposure and settlement delays
Unlock next-gen digital money infrastructure

Global Payments Are Broken.
Especially for High-Volume Enterprises.

Today’s cross-border financial system is slow, expensive, and exposed to the volatility of single-currency dependence. Africa’s fastest-growing economies and companies deserve better!

Settlements take days, not seconds
Costs stack across banks, corridors, and FX
USD dependence creates single-currency risk
1. Initiation (Day 0) Complete
Sending $5M eq. (~3.1B XAF)
Yaoundé, CameroonNairobi, Kenya
0.1% Compliance + $50 Flat Fees-$5,050
4 - 8 hrsBalance: 2,778M XAF
2. BEAC Liquidity Req (Day 0-5)USD Shortfall
Central Bank Processing
0.2% BEAC + Resubmit Fees-$12,000
+72hr delay riskLoss: $12,000
3. XAF → USD Execution (Day 5)Eroded
Scarcity Spread Attack
3% FX Scarcity Premium-$149,500
Same dayLoss: $149,500
4. SWIFT Correspondents (Day 5-7)In Transit
Routing via Euroclear + 2 banks
$25/Intermediary ($75) + 0.25% Routing Fees-$12,075
1-2 biz daysLoss: $12,075
5. USD → KES Execution (Day 7)Arrived Locally
Kenyan Bank Conversion
1% FX Spread + $50 Incoming Flat Fee-$48,050
Same dayTotal Txn. Cost: -$226,675
6. Local Delivery & Crediting (Day 7-8)Settled
Final crediting post-AML hold
0.1% Local Handling + misc.-$5,100
24-48 hrsNet Balance: KES 625M
The Legacy Reality

Gross Potential: 644M KES | Net Received: 625M KES
Time: 7-8 days | Total Cost: $226K
(flats 0.6% + spreads 3.9%) | Scarcity Multiplier: x1.5

Why Start With Enterprises

Because Adoption Begins Where Value Moves.

Our strategy focuses first on entities that move real volume:

Payment Service ProvidersAcquirersMulti-national CorporationsInstitutional TreasuriesGlobal Trade Networks

"Institutional-first adoption → mass-market second.
This is how currencies scale."

Why Leading PSPs & Enterprises Choose BarCoin

  • Move funds across Africa in seconds
  • No correspondent banking delays
  • Supports USDC, USDT & $BAR

$BAR — The Multi-Asset Stablecoin
Built for Global Stability

Unlike single-currency stablecoins, $BAR is backed by a diversified basket of global fiat, commodities, and institutional-grade digital assets.

Why $BAR is Better

  • Diversified StabilityNot reliant on any one economy
  • Inflation-ResistantHedged across multiple asset classes
  • RegulatedUnder Kenya’s VASP Act 2025
  • Fully TransparentReal-time proof-of-reserve

Engineered for Scale,
Built for Settlement

$BAR provides the architectural foundation for modern global settlements. Integrated into the BarCoin Platform, it enables PSPs and enterprises to move value with institutional-grade stability and real-time finality.

The BarCoin Platform

A Unified Cross-Border Settlement Network for Enterprises

Plug in once, access global liquidity. Designed for PSPs, Acquirers, Institutional Treasuries, and Multinational Corporations.

  • High-volume settlements

    Engineered for millions of transactions without bottlenecks.

  • Multi-jurisdictional compliance

    Automated checks built directly into the settlement layer.

  • Real-time treasury visibility

    Monitor fragmented liquidity pools from a single dashboard.

barcoin.app/acme/treasury
Total Liquidity
$42,890,120.00+4.2%
Status
Corridor
Amount
Time
Processing
USD KES
5,000,000 USDC
1s ago
Settled
NGN KES
71,250,000 $BAR
2s ago
Settled
ZAR GHS
450,000 $USDT
12s ago
Settled
KES USD
5,450,000 $BAR
12s ago

Integrate in Hours. Scale in Days.

BarCoin fits into the systems your finance team already uses.

Unified Connectivity: REST APIs, WebSockets, and RPC node access.
Managed Infrastructure: Embedded wallets and auth-linked onboarding.
Institutional Control: Treasury dashboards and embedded AML/Audit tools.
Programmable Settlement: Automated workflows with guaranteed transactional finality.
Global Interoperability: Native fiat bridging and automated cross-border routing.
settlement.ts
import { BarCoin } from '@barcoin/sdk';

const client = new BarCoin({ apiKey: 'sk_live_...' });

/* 1. Provision a managed institutional wallet */
const wallet = await client.wallets.create({
  owner: 'enterprise_ref_001',
  type: 'managed_vault'
});

/* 2. Execute a cross-border settlement */
const settlement = await client.transfers.create({
  source: { currency: 'USD', amount: 5000000 },
  target: { currency: 'KES' },
  recipient: 'acct_ke_892xjd8',
  complianceCheck: true
});

console.log(settlement.status);
// -> "COMPLETED"
// -> "tx_hash: 0x8f2..."
Republic of Kenya
VASP Act 2025
Licensed Digital Asset Operator

Built Under Africa’s Most Forward-Looking Digital Asset Framework

Recognizes stablecoins as regulated assets

Allows multi-asset backing (basket stablecoins)

Requires CBK + CMA licensing and compliance

Enables audited proof-of-reserve

BarCoin is positioned to become the first multi-asset stablecoin issuer regulated in East Africa.

The Company Behind BarCoin

Enterprise Web3
Technology Solutions.

We are a premier Web3 technology solutions provider, registered in Kenya. Our multi-disciplinary team of specialized software engineers possesses deep, battle-tested expertise in building complex blockchain and crypto infrastructure for enterprise clients globally.

OTC Desks
Native Exchanges
Tokenization Platforms
Smart Contract Audits
Crypto Payment Processors
Cross-Chain Bridges

Build With Us

Looking to build custom institutional-grade crypto infrastructure? We partner with select enterprises and highly-funded startups to bring complex Web3 products to market securely and efficiently.

Be Part of the Future of
Global Settlements

Join the institutions leveraging next-generation financial rails — transparent, compliant, and globally scalable.

See a Live Demo
Join Our Beta Program
Become a Liquidity Partner